When Does SR22 Insurance Coverage Start From License Suspension?

Reader’s Question:

When is the start of the sr-22? 3 years from the suspension of license or 3 years when you purchased the sr-22 insurance? I live in Florida.

Wendy

Thank you for asking Wendy.

The Florida Responsibility Law requires any individual to have bodily injury liability insurance at the time of:

1. A collision where you are at fault and injuries have occurred.
2. A suspension for too many points against your driver license.
3. A citation for DUI, which results in suspension.
4. A suspension for Habitual Traffic Offender.
5. A suspension for any serious offense where this department is required to revoke your license.

Your driver license will be suspended for up to 3 years if you are involved in any of these violations and do not have insurance to comply with the Florida law.

To get your license reinstated, you will need to pay a $15 fee and show the department a proof of financial responsibility in the form of sr-22 for 3 years from the original suspension date.

You may contact the Florida Department of Highway Safety and Motor Vehicles (HSMV) to know the the length of time that you are required to keep the sr-22.

Goodluck!

MariCAR

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