By October 27, 2013 Read More →

What Is The Difference Between an SR22 and SR21?

Reader’s Question:

What is the difference between the sr-22 and sr-21?


Thank you for asking Anne.

An sr-22 is a certificate that is being required to those convicted of certain traffic offenses that shows proof of Financial Responsibility to the state. In most states, this is needed to reinstate license after suspension if an individual was caught driving without insurance.

This is being filed by the insurance company to the Department of Motor vehicle to show proof that an individual has the minimum car liability insurance in effect. But each states has different requirements for this form.

On the other hand, the sr-21 or what is commonly referred to as “Indiana Operator’s Proof of Insurance/Crash Report” must be placed on file with the Indiana Bureau of Motor Vehicles within a 10 day time frame, if an individual got involved in an accident causing a damage of more than $1000. This form is needed to be signed by the authorized insurance representative to show proof that the vehicle owner is insured. This form can be downloaded from the Indiana Bureau of Motor Vehicles (BMV).

You may contact the Indiana Bureau of Motor Vehicles , Accident Department to give you more information on the new Indiana sr-21 or Indiana Operator’s Proof of Insurance/Crash Report.

Posted in: SR22 Insurance

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