Reader question:

I have an expensive car, so I have to keep comprehensive coverage on it. How do I get a cheap SR22 auto insurance quote for comprehensive coverage?

Karen

Great question, Karen.

Did you know that ten percent of the people in the United States have lost a vehicle to theft? That puts you at a pretty good chance of being a theft victim, so if you have an expensive car it is important to have comprehensive coverage on it, even if it means a higher SR22 auto insurance quote. However, there are ways that you can protect your car and thus keep your SR22 auto insurance quote relatively low. Follow these steps to keep your vehicle safe.

• Cover your tracks.

Whenever you leave your car, make sure it is secured behind you. Put your keys in your pocket, double check that they are there; turn off your headlights to ring less attention to it; press the locks down on your car doors; make sure the windows are rolled all the way up.

• Be sneaky.

Leave clues that this car belongs to you. You can do this by etching the VIN number in weird places, or in leaving other evidence of your identity in hard to find places that a chop shop might be unable to find.

• Be strategic.

Whenever you park against a curb, position your wheels toward it and flip on the emergency brakes. If you do this, then you are less likely to be towed.

• Hide.

Never leave something valuable clearly visible. If you have a CD player, an iPod, a video camera, or anything else, such as a wallet, that might be stolen, either hide it under your seat or under a coat, or take it with you.

• Be prepared.

Instead of just relying on your own savvy, get an anti theft device. This can get you a discount SR22 auto insurance quote, and it will also protect your car against thieves.

• Park close.

If you park close to the store, your house, or wherever it is you are going, then your car is less likely to be stolen. There will be more vehicles and more light and more people closer in, which will discourage thieves.

Most of all, you should ask your car insurance companies what types of discounts will affect the comprehensive part of your SR22 auto insurance quote. They can give you a list of the sorts of anti theft devices that are accepted and that qualify you for discounts, among other things.

Cheers,

Fashun Guadarrama.