Reader’s Question:

Can I get an SR-22 if I do not own a vehicle?

Kyle

Yes.

The type of sr-22 for people who does not own a vehicle and is needing a certificate of insurance is called the non owners sr-22.

This non owners sr-22 allows an individual to drive with permission from the vehicle owner and certifies that you have the means of financial responsibility to the state regulatory body. This certificate however does not cover the vehicle that you drive in.

If you have a vehicle that is registered under your name or if someone provides a vehicle for you for your regular use, you should not get a non owners policy. The non owners sr-22 are only for those who does not have a car or have access to a car which you could place the sr-22 on.

The main reason why you should get a non owners policy even if you dont own a vehicle is to protect others from injuries if you are negligent in an accident. This may occur if you are driving someone else’s car. This would cover the liability the driver may cause.

You may contact any insurance company that offers non owners policy and to get more information on how to obtain this non owners certificate of financial responsibility.

Goodluck!

MariCAR