Cheap SR 22 Insurance

Drunk driving is all to common in the United States, which is why special measures are necessary to ensure that people who have committed a drunk driving offense have extra protection while on the road. Called SR22 auto insurance, this type of insurance coverage is required in almost all states for people who have a DUI conviction, among other violations that qualify. SR22 auto insurance is characterized by the SR22 form, which your SR22 auto insurance company files with the department of motor vehicles in your state as proof of insurance.

SR22 auto insurance is one measure among many that has been employed in an attempt to keep drunk driving rates low. However, even with the disincentive of extremely high SR22 auto insurance rates, forty percent of car cash fatalities die in an alcohol related car accident. That’s somebody every half hour, and almost seventeen thousand people every single year. Six hundred thousand people each year are injured in such crashes. SR22 auto insurance is only the first step.

Among those that car SR22 auto insurance policies, teenagers and young drivers are swelling the ranks. This is part of a frightening statistic, which shows that teens, which are a small percentage of drivers, are over represented in car accidents, especially drunk driving accident, and thus are more likely to file an SR22 auto insurance form.

There are many possibilities for the cause of this. One is that many people do not see teen drinking as something serious and consider it to be something that everyone goes through growing up. Mainly, though, teen drivers are over confident, more so than others, and more prone to try drugs and not realize their limits with alcohol.

One thing that is a little disheartening is that these drunk driving teens aren’t usually affected by the high SR22 auto insurance rates because paying for auto insurance is often the primary responsibility of their parent or guardian, not of they themselves. While SR22 auto insurance certainly helps with lessening the chances of an older person driving under the influence, the activism against teen drunk drivers needs to start in the home, not after the fact in the SR22 auto insurance office.