How Long Do I Have To Have SR22 DUI Insurance in Vermont?
Reader’s Question:
How long do I have to carry the SR-22 in Vermont? Should I still need to purchase this if I wont drive within the period of 3 years?
Rain
Thank you for asking Rain.
Those individuals who are required to show proof of Financial Responsibility Insurance with the VT Department of Motor Vehicles should keep this insurance for a minimum of 3 years. This is according to the Vermont State laws. The individual is issued a license revocation which would not be reinstated until valid coverage is on file again if there is a lapse on this type of coverage.
Vermont Department of Motor Vehicles some specific requirements on sr-22 filing or Financial Responsibility Insurance and will accept only documents that are completed and processed in compliance with these strict requirements. For instance, an sr-22 should be from the insurance company and not form an insurance agent.
It seems that you would need the SR-22 certificate for 3 years to have your license be reinstated. You can contact the Vermont Department of Motor Vehicles to get more information regarding the sr-22 filing.
An SR-22 is a form that is filed with the state to show that an individual has the coverage that is required to be “financially responsible.” An additional $15 to $25 is usually the filing cost. Some drivers have a higher premium because they have to purchase the additional insurance that makes them financially responsible and fully covered. The minimum required is Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist in Vermont are at these limits: 25/50/10.
Goodluck!
MariCAR
