Will My Car Insurance Rate Increase After SR22 Charge?
Reader’s Question:
Will my car insurance policy increase after having DUI?
Ares
Good Question Ares
Usually you will see an increase in your car insurance rates because of the DUI conviction on your record. Driving a car under the influence of alcohol puts you under the category of a high risk drivers. This is being put on your driving record.
The increase on your insurance premiums due to having a DUI and/or needing an SR-22 (certificate of financial responsibility) depends on the rating system of the insurance company that you are dealing with. If you have a safe driver discounts that helps you lower your insurance premiums, it is also possible that you may lose this discount if you have DUI in your driving record.
Some state car insurance regulators give information on the average insurance increase for a DUI conviction. You may also get this information from the Department of Motor Vehicle. For instance, the cost of a DUI brochure lists that your Colorado car insurance can go up 30 % on average, that is if it is not terminated, after getting a DUI conviction.
Goodluck!
MariCAR