Reader’s Question: What are the cars that are cheapest to insure in Florida when you had no claims bonus. I would also like to know if diesel is a lot more expensive than a petrol car? I live in Boca Raton. Harold Boca Raton, FL Your first question will depend on several factors regarding which [...]
Reader’s Question: Does my sr-22 insurance cover the other vehicle if its my fault? Rey Good Question Rey. SR22 is to show proof that you have necessary coverage that meets the state’s minimum financial responsibility laws. If the state includes Property Damage Liability as a requirement, then that policy will cover the other vehicle, up [...]
Reader question: I tried to read my SR 22 auto insurance policy, but I don’t get what it’s all about. Help! Abel I see your frustration, Abel. It’s extremely important that you read your SR 22 auto insurance policy, but even more important that you actually understand it. Every year, most of the SR 22 [...]
Reader question: I hear that getting an SR22 in Texas takes around thirty days. Is this true? Casey Good question, Casey. If you file with a car insurance company and they, in turn, either file online or through the mail, it could take you up to thirty days to get your SR22 in Texas. However, [...]
Reader’s Question: What is the difference between the sr-22 and sr-21? Anne Thank you for asking Anne. An sr-22 is a certificate that is being required to those convicted of certain traffic offenses that shows proof of Financial Responsibility to the state. In most states, this is needed to reinstate license after suspension if an [...]
Reader’s Question: Do I have to start the three years all over again if I canceled my sr-22 because of non payment and I purchase it again? Mae Good Question Mae. This scenario actually depends on the state you are in. State laws differ on the time period that you must keep the sr-22 or [...]
This guy did a really good job of explaining what an SR22 insurance form really is, who needs to have one and why do you need one. What happens if you are caught driving without an SR22 form? How can I buy auto insurance without owning a car? What is non owner’s insurance and why [...]