Can I Remove SR22 Auto Insurance if I am Selling my Car?
Reader’s Question
If I sell my vehicle, is it ok not to get SR22 if I will not be driving any car for a period of three years?
Rick
Chicago IL
If you are being required by your state to carry an SR22 for a period of three years,then even though you sell your car, you will still need to carry an SR22 auto insurance coverage for three years.
Generally, individuals are required to carry an SR22 for various reasons such as getting citation for driving without car insurance, DUI or DWI, getting too many points in your driving record etc. If your drivers license has been suspended, you may need to file an SR22 through your insurance company to have your license reinstated.
SR22 is a type of certificate that show proof to your state that you have the required minimum liability insurance. Your insurer will file this for you to be submitted to the DMV. If you cancel, terminate or let your car insurance lapse before the time period of carrying an SR22, your insurer will inform the DMV and your license will be suspended.
If you do not have a vehicle, you will be required to get a non owner SR22 instead. This non owner SR22 will permit you drive cars that you do not own.
To know more about SR22 auto insurance, you may contact your local Department of Motor Vehicles and find out if you are required to get an SR22.
