Reader’s Question:
My dad a DUI last year and at that time he had full collision coverage but he was informed that he still needs to get sr-22 since he did not have the bodily injury liability. I thought if you did not have the state required liability that’s the time you will need an sr-22? [...]
Reader’s Question:
How long should I carry the sr-22 certificate on my insurance policy?
Rico
Thank you for asking Rico.
it actually depends upon law of state the amount of time in which an individual must carry an sr-22, the reason you are required to carry this financial responsibility certificate, etc. Most states will inform you how long you [...]
Reader’s Question:
I just found out that my license was suspended. I just want to know what I should do to have license reinstated in the state of Louisiana and how should I carry it.
Will
Good Question Will.
In Louisiana the length of time an individual must carry the sr-22 certificate depends on the reason for requiring the [...]
Reader’s Question:
My son acquired 12 points and received a drivers license suspension. He is required to get an sr-22. What is a South Carolina law on sr-22?
Mariel
Thank you for asking Mariel.
A form S-22 insurance certificate is required for 3 years from the ending date of the revocation for which it is required. This is according [...]
Reader’s Question:
Do I need an sr-22 if my license was suspended for unrelated reason?
Chai
Thank you for asking Chai.
The SR-22 can be required for different reasons reasons in California including after a license revocation for a DUI and for reinstating a driver’s license after a suspension for driving without insurance or another type of financial responsibility [...]
Reader’s Question:
I never had a license but I was required to carry sr-22 in Virginia. Can you tell me why?
Rhea
Good Question Rhea.
This will actually depend upon state laws and the reason behind why an individual is required to get an SR-22 or if a person can be mandated to carry this even without a driver’s [...]
Reader’s Question:
How long do I have to carry an sr-22 in North Dakota? I got a DUI for almost 4 years ago.
Heidee
Thank you for asking Heidee.
In North Dakota, the penalty for driving under the influence of alcohol is very harsh.
There are two penalties involved under the DUI law:
1. administrative license penalty
2. court conviction penalty.
Your license [...]
Reader’s Question:
Does my sr-22 insurance cover the other vehicle if its my fault?
Rey
Good Question Rey.
SR22 is to show proof that you have necessary coverage that meets the state’s minimum financial responsibility laws.
If the state includes Property Damage Liability as a requirement, then that policy will cover the other vehicle, up to the limit on your [...]
Reader’s Question:
Is it a way for the insurance company to know if you are a high risk driver if they ask you why when you get an sr-22?
Martha
Good Question Martha.
SR-22 form in Tennessee is proof of future financial responsibility as required under Tennessee Code. An insurance company needs the information as to the reason for [...]
Reader’s Question:
Will my car insurance policy increase after having DUI?
Ares
Good Question Ares
Usually you will see an increase in your car insurance rates because of the DUI conviction on your record. Driving a car under the influence of alcohol puts you under the category of a high risk drivers. This is being put on your driving [...]